**Website:**
tarot-hera.com**Operator:** NICKELNOVA LTD, a company registered in the Republic of Cyprus under registration number HE 460316, with its registered address at Avlonos, 1, MARIA HOUSE, 1075, Nicosia, Cyprus ("**we**", "**us**", "**the Company**")
**Contact:** Ezoteamfinance@gmail.com | +44 7488 847948
**Last updated:** [insert date]
## 1. Acceptance of these Terms
1.1. These Terms and Conditions ("**Terms**") govern your access to and use of the website tarot-hera.com (the "**Website**") and any consultation, reading, subscription, or other service made available through it (collectively, the "**Services**").
1.2. By accessing the Website, creating an account, or purchasing any Service, you ("**User**", "**you**") confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy, Offer Agreement, Delivery Policy, and Return & Refund Policy, each of which is incorporated by reference.
1.3. If you do not agree to these Terms, you must not use the Website or the Services.
1.4. You must be at least 18 years old to use the Services. By using the Services, you represent and warrant that you meet this requirement.
## 2. Description of Services
2.1. The Company provides access to esoteric, tarot, and related advisory content and consultations delivered by independent practitioners and/or the Company's affiliated specialists, made available on the Website either as:
- (a) **single (one-off) paid consultations/sessions**, purchased individually; or
- (b) **subscription plans** with recurring, automatically renewing payments that grant access to ongoing content, sessions, or features for a defined billing period.
2.2. The specific scope, format, and price of each Service are described on the relevant Website page at the time of purchase.
## 3. Nature of the Services — Important Disclaimer
3.1. The Services are provided **for entertainment, self-reflection, and informational purposes only**. Tarot readings, esoteric consultations, and related content do not constitute professional advice of any kind, including but not limited to medical, legal, financial, psychological, or investment advice.
3.2. The Company does not guarantee the accuracy, completeness, or outcome of any reading, forecast, or consultation. You should not make significant life, health, financial, or legal decisions based solely on the Services and should consult a qualified professional where appropriate.
3.3. You use the Services at your own discretion and risk.
## 4. Accounts and Registration
4.1. Certain Services require you to register an account and provide accurate, current, and complete information.
4.2. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
4.3. We reserve the right to suspend or terminate accounts that provide false information, violate these Terms, or are used fraudulently.
## 5. Payments and Subscriptions
5.1. Prices are displayed on the Website in the applicable currency and are inclusive of any taxes unless stated otherwise.
5.2. **One-off Services** are charged in full at the time of purchase.
5.3. **Subscription Services** are billed on a recurring basis (e.g., weekly/monthly, as specified at checkout) and will **automatically renew** at the end of each billing period at the then-current price, until cancelled by you.
5.4. You may cancel a subscription at any time via your account settings or by contacting support@tarot-hera.com. Cancellation takes effect at the end of the current billing period; no partial-period refund is given for the unused portion unless required by applicable law or our Return & Refund Policy.
5.5. Payment processing is carried out by third-party payment providers. By making a payment, you also agree to the applicable terms of the relevant payment provider.
5.6. Full details of payment timing, delivery of access, and cancellation are set out in the **Offer Agreement** and **Delivery Policy**.
## 6. User Conduct
You agree not to:
- (a) use the Services for any unlawful purpose or in violation of these Terms;
- (b) attempt to gain unauthorized access to the Website, other accounts, or our systems;
- (c) reproduce, resell, or redistribute any content obtained through the Services without our prior written consent;
- (d) submit abusive, threatening, or fraudulent content or engage in chargeback abuse.
## 7. Intellectual Property
7.1. All content on the Website — including text, graphics, logos, card imagery, recordings, and software — is owned by or licensed to the Company and is protected by copyright and other intellectual property laws.
7.2. You are granted a limited, non-exclusive, non-transferable licence to access and use the content solely for your personal, non-commercial use.
## 8. Limitation of Liability
8.1. To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Services.
8.2. The Company's total aggregate liability arising out of or relating to these Terms or the Services shall not exceed the amount you paid to the Company in the three (3) months preceding the event giving rise to the claim.
8.3. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.
## 9. Termination
We may suspend or terminate your access to the Website or Services, without prior notice, if you breach these Terms or if we are required to do so by law.
## 10. Changes to these Terms
We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last updated" date. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.
## 11. Governing Law and Jurisdiction
11.1. These Terms are governed by the laws of the Republic of Cyprus, without regard to its conflict-of-law principles, save where mandatory consumer-protection laws of the User's country of residence provide otherwise.
11.2. Any dispute arising out of or in connection with these Terms shall first be attempted to be resolved through good-faith negotiation via support@tarot-hera.com. If unresolved, disputes shall be subject to the exclusive jurisdiction of the competent courts of the Republic of Cyprus, without prejudice to any mandatory right you may have to bring proceedings in your country of residence.
## 12. Contact Us
NICKELNOVA LTD
Avlonos, 1, MARIA HOUSE, 1075, Nicosia, Cyprus
Email: Ezoteamfinance@gmail.com
Phone: +44 7488 847948